my chronic problem
can be summed up in four words:
a lack of money.
notes
https://www.writersdigest.com/write-better-poetry/2023-november-pad-chapbook-challenge-day-3
Write a problem poem.
It's a problem many of us have.
Lack of funds.
I added text art and effects to the base image using Pixlr. You are welcome to share the resulting Senryu/Haiga, but please credit Cara Hartley/Ornery Owl if you do. A link back to this blog would also be a nice touch.
I feel like I've been singing the Money Blues my entire life. My family was very poor when I was a young child. I have spoken before of my loathing for boiled soybeans, a high-protein food with all the delightful flavor of plastic and dirt. I like toasted soybeans, particularly with a little salt or perhaps some soy sauce. I like edamame. I like soy jerky, which is expensive, so I don't eat it very often. Boiled soybeans are nasty. Eating my shoe would be about as pleasurable.
Once my father graduated from college, my parents were solidly in the middle class. They were terrible with money. Combining the bad habits I learned from them with my own impulsivity issues was a straight-up disaster. I'm still paying for mistakes I made thirty to forty years ago. If you think debts get written off after seven years allowing you the chance to start fresh, you're wrong.
Currently, all my credit cards are maxed out. I do make my monthly minimum payments and I've become pretty damn good at making them on time if I do say so myself. I'm also paying off a small loan. Between that and the bills, I haven't got squat left over, not that SSDI allows me to have more than $2000 in savings anyway. Fuck that shit.
However, as if my current bills weren't enough, I now have an old credit card that I defaulted on after I got fired from my job as a homecare nurse singing the dissonant tune of $900 in my direction. I can ask about getting an extension on my current loan, but I doubt they'll give me one because my debt-to-income ratio is way too high. I suppose it might be worth a shot because I haven't missed a single payment and always make them on time, but I won't hold my breath.
Anyway, one thing I've learned is beating myself up doesn't help. I'll just keep working to dig myself out of my current hole and try not to get into any others.
Fuck fuck fuck fuck fuckity fuck.
~Ornery Owl Has Sung the Money Blues~
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